Which of the following is NOT considered to be an expense for surviving family members of a deceased wage earner?

Prepare for your Life Insurance Underwriting and Policy Issue Test. Engage with multiple choice questions, each with hints and explanations. Boost your confidence and readiness!

Unemployment tax expenses are generally not considered an immediate or direct expense that a surviving family would face following the death of a wage earner. Instead, these taxes are ongoing obligations related to employment and do not change immediately or as a direct result of the wage earner's passing.

Funeral costs, medical bills, and housing expenses are typically viewed as significant financial burdens for the family left behind. Funeral costs must be managed promptly to arrange for the burial or cremation of the deceased. Medical bills can arise from care received before death, and housing expenses include ongoing costs associated with maintaining a household, such as rent or mortgage payments, which need to be covered by the surviving family members.

In summary, while the other options present direct financial impacts stemming from the death of a wage earner, unemployment tax expenses remain more relevant to employment status than to immediate personal financial obligations faced by the deceased’s family.

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