What is generally a requirement when delivering a life insurance policy to a client?

When delivering a life insurance policy to a client, confirming the insured's good health is generally a requirement because the underwriting process often includes the assessment of the insured's health status. Insurers typically require evidence of insurability, especially if there has been a significant delay between the application and the policy delivery. This step is critical because if the insured's health has changed adversely since the time of application, it could affect their eligibility for coverage or the terms of the policy.

Health information is vital for the insurer to accurately assess risk and determine the appropriate rates for coverage. If the client has any significant discrepancies in health status, the insurer may need to reassess the application. This ensures that the insurer is providing the right coverage based on the most current health information, which aligns with the principles of underwriting.

The other options do not pertain to the standard procedure of policy delivery. Collecting performance reviews is not relevant in life insurance. Conducting annual reviews, while important for ongoing policy management, occurs post-delivery of the policy. Issuing additional policies is unrelated to the process of confirming health status at the time of delivery. Hence, confirming the insured's good health stands out as a vital component of the policy delivery process.