An insured may be required to sign which document at policy delivery to confirm their health status?

The document that an insured may be required to sign at policy delivery to confirm their health status is known as a good health statement. This statement serves as a declaration from the insured that there has been no significant change in their health since the application was submitted. The purpose of this is to ensure that the risk has not increased, as any deteriorations in health could affect eligibility for the policy or the terms of coverage.

Signing a good health statement helps the insurer to validate that the information provided during the underwriting process remains accurate at the time of policy delivery. This is crucial for risk assessment and maintaining the integrity of the insurance contract.

While the application form is important during the initial underwriting process, it does not confirm the current health status on the date of policy delivery. A policy endorsement is typically used to modify or add coverage after a policy is issued, and an initial premium receipt is simply proof of payment; neither of these documents directly address the insured’s current health status like the good health statement does.