A change in an insurance application requires?

In the context of an insurance application, a change typically requires an initial made by the applicant. This is because any modifications to the information that the applicant has provided must be acknowledged and accepted by the applicant to ensure that they are aware of and consent to the adjustments being made. An applicant's initials serve as a confirmation that they have reviewed the changes and agree with them, which protects both the insurer and the insured.

While there are situations where an insurer might also need to approve the changes or where a new application may be submitted for more significant changes, the foundational requirement is that the applicant's acknowledgment of the changes is essential. This process underscores the importance of transparency and accuracy within the application process, ensuring that all parties are clear on the terms and conditions of the policy being applied for.